Tax Services for Financial Advisors

You manage $50M+ AUM. But your own books are 3 months behind.

Your fragmented tax setup is costing you $17K-$30K annually. Or if you're earning $400K+, potentially $340K-$520K.

The Problem

The Financial Advisors Tax Problem

Your current setup probably looks like this. It's not bad—it's just fragmented.

Your Bookkeeper

Tracks AUM revenue and fees, planning fees
Doesn't understand SSTB rules or QBI phase-outs
Doesn't coordinate management company setup
Can't optimize 1099 vs W-2 income streams

Your CPA

Files your return once a year
Doesn't coordinate management company strategy
Can't tell qualified QB section of QBI phase-outs
No proactive planning (hourly billing)

You

Managing client portfolios during market hours
Doing your own bookkeeping after hours
Your CPA gets your return 3 months late
No proactive multi-entity planning

The Cost

This Fragmentation Costs Financial Advisors:

$17K-$30K/year

For solo advisors or small RIAs earning $150K-$400K profit. $340K-$520K for advisors with $50M+ AUM earning $400K+ household income.

Integration

What Integration Catches for Financial Advisors

JA James Kim
Independent RIA, San Diego, CA

"I help clients optimize their investments, but my own tax structure was a mess. My bookkeeper and CPA never talked about my management company setup. Profit Solutions found $146K in QBI optimization, plus another $106K through entity restructuring. Integration caught what I couldn't see."

$52,000First Year Tax Savings

Opportunities

What Your Current Setup Is Missing

QBI Deduction Optimization

Why it's missed: As an SSTB (Specified Service Trade or Business), your QBI deduction phases out above $400K (married filing jointly). Your CPA files what you earned. Nobody's proactively managing income allocation to stay below thresholds.

With integration, we structure management companies and coordinate income streams to maximize QBI before phase-out.

Potential savings: $15K-$42K/year

Management Company Structure

Why it's missed: Most advisors take all income through their RIA. Your CPA might not suggest separating investment advisory (SSTB) from financial planning services (non-SSTB) through a management company to avoid QBI phase-out.

With integration, we model different entity structures and optimize income allocation between them.

Potential savings: $18K-$55K/year

Retirement Plan Stacking

Why it's missed: Most advisors have standard 401(k)s. Your CPA doesn't analyze if combining 401(k) + profit-sharing + cash balance plan could get you to $200K+ contributions vs $23K limit.

With integration, we analyze profit levels and stack multiple plan types for maximum contributions.

Potential savings: $35K-$80K/year

Income Stream Coordination (1099, W-2, K-1)

Why it's missed: Many advisors have multiple income streams: RIA fees (1099), consulting work, partnership interests (K-1). Your bookkeeper tracks them separately. Your CPA files them separately. Nobody's optimizing the mix.

With integration, we coordinate all income streams to minimize overall tax burden and maximize QBI.

Potential savings: $12K-$32K/year

Augusta Rule for Client Meetings

Why it's missed: If you meet clients at your home office, you can rent your home to your RIA for up to 14 days/year tax-free under the Augusta Rule. Most CPAs never mention this strategy.

With integration, we document legitimate business use and implement the Augusta Rule for up to $20K tax-free annually.

Potential savings: $7K-$14K/year

Cost Segregation on Office Space

Why it's missed: If you own your office building or have significant tenant improvements, your CPA takes straight-line depreciation. Cost segregation studies can accelerate depreciation significantly.

With integration, we run cost seg studies and coordinate timing with RIA income to offset taxes.

Potential savings: $25K-$85K (one-time)

Services